TBWS Daily - Graveyard Shift Option for Bankers

Sherri E. Spears
REALTOR, CDPE

772.341.4957 (m)
772.419.0676 (d)

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From: "TBWS Daily Show" <tbwsdailyshow@gmail.com>
Date: Sep 4, 2012 4:04 AM
Subject: TBWS Daily - Graveyard Shift Option for Bankers
To: <sherriflrealestate@gmail.com>

Email not displaying correctly? View it in your browser Click the post title link below to watch today's show!   Graveyard Shift Option for Bankers   Have an awesome day! To unsubscribe please click here TBWS Daily Show 2010-A Harbison Dr. #267, Vacaville, CA, 95687

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  Wacky Lawn Mowers Save Energy — Yours and the Planet’s

  A little imagination and innovation produces a host of DIY lawn mowers that save energy and/or effort. Take a look. Read

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  When a Tree Dies, Do You Feel It?

  Have you ever lost a tree that was like a dear friend? Then prepare for heartbreak. We’re going to lose many dear friends to the emerald ash borer. Read

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  7 Killer Ways to Get Rid of Weeds

  Here are 7 ways to murder weeds with household items. You’ll save money and show no mercy to your garden’s uninvited guests. Read

Visit houselogic.com for more articles like this.

Copyright 2012 NATIONAL ASSOCIATION OF REALTORS®

Open House Today!

Sherri Spears & Associates at Keller Williams | 819 SW Federal Hwy., Suite 300 | Stuart | FL | 34994

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Open House Saturday & Sunday Noon to 4pm

Sherri Spears & Associates at Keller Williams | 819 SW Federal Hwy., Suite 300 | Stuart | FL | 34994

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Webinar:27% of all home sales are investors – are you confident enough to compete?

2012 is the Year of the Investor. 27% of all home sales in America are investor purchases. Are you competing effectively and confidently for that business? Learn how to use the tools of the trade to capture that business today. Is this email not displaying correctly? View it in your browser.   2012 is the Year of the Investor. Learn how to use the tools of the trade to capture that business today.               Join us for a Webinar on April 19       27% of all home sales in America are investor purchases. Are you competing effectively and confidently for that business? Join us for this engaging and informative webinar and learn the cutting edge tools of the trade for building a booming investor clientele. Greg Rand, CEO of OwnAmerica, host of "Rand on Real Estate" on WABC Radio, "Where to Invest Now" on the FOX Business Network, and author of "Crash Boom!" will lead the webinar and show you how easy expanding your business with investors really is.   Title: 2012 is the Year of the Investor. Learn how to use the tools of the trade to capture that business today. Date: Thursday, April 19, 2012 Time: 12:00 PM - 1:00 PM EDT   After registering you will receive a confirmation email containing information about joining the Webinar.   System Requirements PC-based attendees Required: Windows® 7, Vista, XP or 2003 Server   Macintosh®-based attendees Required: Mac OS® X 10.5 or newer     Space is limited. Reserve your Webinar seat now at: https://www3.gotomeeting.com/register/175189294  follow on Twitter | friend on Facebook | forward to a friend  You are receiving this email from Housing Trends eNewsletter because your company has has signed up for the Housing Trends eNewsletter and you agreed to the notifications. Unsubscribe << Test Email Address >> from this list. Our mailing address is: FrogPond 101 Westcott Ste 102 Houston, Texas 77007 Add us to your address book Copyright (C) 2012 FrogPond All rights reserved. Forward this email to a friend Update your profile  unsubscribe from this list | update subscription preferences

Bankrupt Lenders- No Mortgage Payments?

Bankrupt Lenders- No Mortgage Payments?

One of the questions I am asked quite frequently is, "What happens if the lender I got my mortgage from goes out of business?"

That is a great question! I think a lot of people are concerned that they will somehow lose their home, or that the bank will ask for the loan to be paid back immediately. Well, neither of those things can happen.

Your debt is a valuable asset of the bankrupt lender and it will be sold and transferred to another lender. So all it means is that the firm receiving your payment will change.

You see the firm that receives your payment is called the loan servicer, and they may or may not own the actual mortgage itself. Most loans today are serviced by specialized servicing agents who don't own the loans but collect a fee from the owner to process all the payments and other paperwork, like collecting escrows.

Transfers of servicing occur quite a bit, occasionally because the servicing firm goes bankrupt, but more commonly because the servicing contracts get sold.

When a lender buys your mortgage they assume all the terms and conditions of your original loan. By law they cannot change anything other than where you mail the payment.

If you ever have questions and you want honest answers, don't hesitate to give me a call.

Thanks again for letting me answer all your financing questions. I look forward to talking with you soon!

Danny

________________________________

Cut and paste this link into your browser:
http://www.referralswelcome.com/referrals.html?qid=36248440
The Elite Lending Team at FEMBI
Daniel Poulos
Branch Manager / Mortgage Banker
250 So. Central Blvd #101
Jupiter, FL 33458

Phone: (561)373-4149
Fax:

djpoulos@elitelending.biz
www.EliteLending.biz

________________________________
The Elite Lending Team and I have been proudly serving the mortgage needs of our community for 20 years!

Please don't send me e-mail                   Powered by FollowMyClients

Introducing: HARP 2.0!

Courtesy of the Law Offices of Paul A. Krasker, PA

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The Homeowner Assistance Division of The Law Office of Paul A. Krasker, P.A. New HARP Guidelines Recently Announced! The much anticipated HARP 2.0 program has been unveiled, and changes have been made to create eligibility for many more homeowners than the previous HARP program.  The Basics of the New Program: For the first time, there will be no underwater limits! Appraisals and underwriting are not required. Risk-based fees have been modified or eliminated. Deadline extended to December 31, 2013 This is a huge opportunity for distressed homeowners, especially in the hardest hit states with the most underwater homes.  Please contact our office today to find out more about this important program.   Visit our Facebook Page for an Eligibility Calculator!    Like our page on Facebook www.kraskerlaw.com 1-877-332-1965

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How to Read Your Prospect Like a Book

Prefer mobile version?     View as webpage Products   Publications   Preferred Providers   RISMedia.com Wednesday, March 14, 2012       Sponsored by RE/MAX Protecting Your Healthcare Dollar With Americans covering an ever-increasing amount of healthcare expenses from their own pockets, it's never been more important to spend wisely. Watch Video How to Read Your Prospect Like a Book By John Boe Top salespeople and the most successful managers recognize the importance of nonverbal communication in the selling process and have learned to "listen with their eyes." They understand that one of the easiest and most effective ways to close sales is to be aware of their prospect's "buy signals." Are you aware that your body language reveals your deepest feelings and hidden thoughts to total strangers? It might surprise you to know that research indicates over 70 percent of our communication is done nonverbally. ... Read More >     The NEW Top Producer® CRM is Real Estate's Smarter CRM It helps you connect with consumers with meaningful conversation. It's portable and works on any mobile touch-screen device. Learn More Prospecting on a Budget: The 5 Business Card Challenge NAR PULSE—Generating leads is the most important thing agents can do to keep their sales pipelines flowing smoothly, but the budgets that we have to work with usually aren’t quite as large as we’d like them to be. To help, we’ll share a... READ MORE > Video: How Brian Moses Went from 18,000 Dollars to 3 Million Dollars a Year in Commissions - and How You Can Too As a real estate agent, breaking through the financial barriers in today's market and economy or elevating your career to the next level may seem impossible. But Nashua, N.H.-based real estate professional Brian Moses, creator of Real... READ MORE > Reach International Buyers and Investors REALTOR.com® Business Beat—International buyers spent almost $100 billion on U.S. real estate last year, and REALTOR.com® aims to help agents show sellers how to reach them. Internationally born buyers purchased $82 billion... READ MORE > Own the Smallest Town in America: Buford, Wyo. for Auction Williams & Williams, a leading brand in real estate auctions, will auction the entire town of Buford, Wyoming on Thursday, April 5 at noon MST. This unique event will offer potential buyers a rare opportunity to own an entire town.... READ MORE > Need fresh blog content or articles for your website or client newsletter? Tap into thousands of RISMedia archives - articles and videos - and license the industry's leading real estate content from the source you've trusted for news for more than 30 years! Learn More Read the Latest Local and Regional Real Estate Updates! Many in U.S. Aspire to Drive Cross-Country By Hugo Martin (MCT)—Gas prices may be rising, but that hasn’t dampened Americans’ dreams to hit the open road. About 25 percent of men and 33 percent of women say they have not driven across the country but “always wanted to," according to a survey READ MORE > New Study Finds Nearly Half of Home Shoppers Consider Mobile Tools Essential in Their Home Search Prudential Preferred Realty Introduces New Agent Compatibility Matcher Coldwell Banker Real Estate Launches 'Heroes' Charitable Program VisiStat Partners with Market Leader to Provide Advanced Web Analytics for Thousands of Client Websites Save 35% on RISMedia's Real Estate magazine Reach top decision-makers every month & online daily. Advertise in RISMedia's Real Estate magazine today. For rates, e-mail us at advertising@rismedia.com. RISMedia's Privacy Policy     RISMedia, publisher of Real Estate magazine, is dedicated to providing real estate professionals with the most up-to-date news, information and business development resources in the industry. To submit questions, comments, suggestion, press releases or story ideas, please e-mail realestatemagazinefeedback@rismedia.com "Branding, Positioning. . . Building Relationships since 1980" Copyright ® 2012 RISMedia, Inc. All Rights Reserved.       This email was sent by RISMedia, Inc. on behalf of RISMedia Daily e-News. If wish to edit your subscription or unsubscribe, please click here.