31 December 2011
29 December 2011
Increase in short sales give market a little breathing room
Sherri E. Spears
REALTOR, CDPE
772.341.4957 (m)
772.419.0676 (d)
23 December 2011
Mortgage Rates..a little good news for the holidays....
Mortgage Rates...How Low Can They Go?
12/22/2011 By: Carrie Bay
Mortgage interest rates continue to head south. Freddie Mac reported Thursday that the 30-year fixed-mortgage rate as well as adjustable rate products all sank to new all-time record lows this week, while the 15-year fixed rate settled in to match its historic low.
The 30-year fixed-rate mortgage averaged 3.91 percent (0.7 point) for the week ending December 22, dropping below last week’s previous record low mark of 3.94 percent. The average 30-year rate is now nearly a full percentage point below its level this time last year of 4.81 percent.
“Rates on 30-year fixed mortgages have been at or below 4 percent for the last eight weeks and now are almost 0.9 percentage points below where they were at the beginning of the year,” noted Frank Nothaft, Freddie Mac’s chief economist. Nothaft says all those percentage basis points translate into $1,200 less a year on a $200,000 loan when you compare current rates versus borrowing costs 12 months ago.
The 15-year fixed rate matched last week’s all-time record low at 3.21 percent (0.8 point). A year ago at this time, the 15-year rate was averaging 4.15 percent. Adjustable-rate mortgages (ARMs) also hit new all-time lows in Freddie Mac’s survey this week. The GSE puts the average rate for a 5-year ARM at 2.85 percent (0.6 point) That’s down from 2.86 percent last week and 3.75 percent a year ago. The 1-year ARM came in at 2.77 percent (0.6 point) this week, down from last week when it averaged 2.81 percent. At this time last year, the 1-year ARM was averaging 3.40 percent. Nothaft says the greater homebuyer affordability afforded by today’s rock-bottom interest rates helped push existing home sales higher for the second consecutive month in November to an annualized pace of 4.42 million, the most since January.
Freddie’s chief economist also points to positive indicators in the new home sector, with construction of single-family showing a back-to-back monthly gain in November, with the largest increase since June, and homebuilder confidence in December rising to its highest reading since May 2010.
Wishing you wonderful Holidays!
Warm Regards,
Susan Anderson
(We will be closed Monday December 26th)
Universal Land Title, LLC
1555 Palm Beach Lakes Blvd, Suite 500
West Palm Beach, FL 33401
(561) 635-3313 (561) 472-6144 fax
sanderson@universallandtitle.com
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18 December 2011
Yummy Recipes To Get You Through The Week
View in your web browser | Visit ZipList.com
The Ultimate 7-Layer Dip
Mel's Kitchen Cafe
So fresh and tasty, it's easy to keep thinking "just one more chip, just one more chip."
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CrockPot BBQ Beer Chicken
How Sweet It Is
A great meal for a crowd and if your smart you'll make a big crock for yourself!
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Bacon, Egg and Toast Cups
Martha Stewart
It only takes 5 ingredients to make this adorable breakfast dish.
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Cookie Dough Dip
Add a Pinch
One bite of this stuff and you will be gone - hook, line and sinker! Plus, only takes 10 min.
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Rudolph the Red Velvet Cupcake
Skinnytaste
These festive reindeer cupcakes are made with cake mix.......don't tell!
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Crockpot Chicken Tortilla Soup
Macheesmo
If you are a bit colder and busier this time of year then this tasty dish is for you.
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Herbed-Parmesan Crisps
Weight Watchers
4 ingredients and only 1 point! Add to a salad or grab one for a mid-day snack.
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15 December 2011
5 Things to do Now to Buy a Home in 2012
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Pictures Request!
Hey there TC Agents,
Do you have pictures from any potlucks or socials from this year? I’m finalizing the slide show for the party tomorrow.
Thanks!
Jennifer Knowles
Keller Williams Realty of the Treasure Coast
( (772) 419.0400
7 (772) 419.0601 FAX